One consolidated record per study, per period. Every payment cryptographically signed, tax-compliant, GDPR-clean. Built on Invoica and AsterPay.
Most research organisations run finance ops like this:
ClinPay replaces hundreds of fragmented payments with a single consolidated record — and lifts tax compliance and panellist anonymity into the same flow.
| Your finance team interacts with | One provider, one contract |
|---|---|
| Each study produces | One mandate plus one funded escrow |
| Each period produces | One reconciliation export plus tax line per jurisdiction |
| Each payout produces | One cryptographic receipt, one audit trace, one GDPR-clean wire |
One rollup per period instead of hundreds of line items. CSV plus PDF audit pack export.
Prove who authorised what payment to whom, years later. No third party required.
27 EU countries. Reverse-charge for B2B, standard for B2C. Each line with statute citation. UK and US tax engines on the roadmap.
Panellist IBAN never touches your systems. Sponsor never sees panellist banking details.
Sponsor signs one mandate and funds one escrow. Done once per study.
A 10-line webhook from your panel platform. Each completion fires a payout.
SEPA Instant payout in under 10 seconds. Full end-to-end lifecycle (mandate signing plus on-chain Deal Receipt plus SEPA) under 90 seconds.
Daily, weekly or monthly rollup with per-jurisdiction tax totals. CSV plus PDF audit pack.
Two independent layers, each accountable to its own regulator. Together they form the ClinPay stack.
Agent-native invoicing and tax compliance middleware. Every payout produces a cryptographically signed mandate hash and a Deal Receipt anchored on Base mainnet. Audit-grade and regulator-defensible.
invoica.ai →Non-custodial EU payment infrastructure routed via MiCA-aligned licensed partners. Customer funds never touch AsterPay's balance sheet. SEPA Instant for EUR, USDC on Base, Polygon, Arbitrum, Optimism and Ethereum. Panellist anonymity by design.
asterpay.io →ON-TOP model — the sponsor pays the fee, the panellist receives 100 percent of the honorarium. No surprises.
| Currency / Rail | Rate | Floor | Cap | Status |
|---|---|---|---|---|
| EUR · SEPA Instant | 2% | €0.55 | €5.00 | Live |
| USDC · on-chain | 0.5% | $0.10 | $5.00 | Live |
| GBP · Faster Payments | 2% | £0.50 | £4.50 | Q4 2026 |
| USD · ACH | 2% | $0.60 | $5.50 | Q3 2026 |
Volume tier: at 50,000 payouts per month the wholesale settlement fee drops €0.05 per payout, auto-applied with no renegotiation. Second tier at 200,000 plus.
Sub-€10 payouts are batched daily per panellist (one wire per recipient per day) — the industry-standard pattern used by Cint and Prolific.
Every claim below corresponds to a working production component or a named licensed partner. Nothing on this list is roadmap.
20-minute walkthrough. Bring your highest-volume study — we'll show you the audit pack it would have generated.
Request a demo